We Have a Free Public Health System. So Why Would You Pay for Insurance?
Is Health Insurance Worth It in NZ? Understanding Your Options A client once put it to us straight. “We pay taxes. The hospital is free. Why on earth would I hand an insurer $200 a month on top of that?” It’s the right question to ask, and a lot of people quietly answer it with […]
The “10x Your Salary” Rule Is Lazy. Here’s How Much Life Insurance You Need.
How Much Life Insurance Do You Really Need? A Practical Guide Search “how much life insurance do I need” and you’ll get the same tired answer everywhere. Ten times your income. Sometimes twelve. It sounds authoritative. It’s also close to meaningless, because it ignoresthe only things that actually matter: what you owe, who relies on […]
Why Paying More for Life Insurance Might Actually Save You in NZ
Stepped vs Level Premiums: What Most Kiwis Get Wrong About Life Cover Let’s be honest, when you’re choosing life insurance, the last thing you want is a complicated sales pitch or a spreadsheet full of numbers. Most people just want to know what the smarter option is. And that’s where things get interesting, because the […]
