Pulse Advice helps you find life insurance that fits your needs, your budget, and your peace of mind.
Our Trusted Providers





Life insurance provides a financial safety net for the people you love most.
It helps your family stay on top of everyday expenses, mortgage repayments, or future goals like education if the unexpected happens. With the right cover, they can focus on what matters most - each other.
With years of experience and trusted relationships with New Zealand’s leading insurers, Pulse Advice makes life insurance simple and stress-free.
We focus on understanding your goals, comparing the best options, and guiding you through every step - from choosing cover to making a claim. Our job is to make sure your family is supported when it matters most.
Let's start the conversation.
Get in touch for a free, no pressure, no-obligation consultation to discuss your needs. Whether it's a brand new strategy, or some minor tweaks we're on your side.
Click below to fill out our contact form.
We offer a comprehensive range of financial protection services to secure every aspect of your life
Provides a lump-sum payment to your loved ones if you pass away, which can help them manage financially.
Pays a monthly benefit, like a regular salary, if you're unable to work due to illness or injury.
A one-off payment if you're diagnosed with a specified serious illness, like cancer or a heart attack.
Covers the cost of private medical care, helping you bypass public waiting lists for treatment.
Financial support if you become permanently disabled and are unable to work again.
Expert guidance to help you make the most of your Kiwisaver, from fund selection to retirement planning.
At Pulse Advice, we’re proud of the trust our clients place in us. Here’s what they have to say about working with our team.
Insurance & KiwiSaver
"It’s a great peace of mind knowing my insurance and KiwiSaver are set up correctly.
Highly recommend Pulse Advice!"
Medical Insurance
"Michael was able to listen to our needs and came up with a solution that both my wife and I are super happy with.
He made the process very easy, stoked that we are now covered."
KiwiSaver
"Harper was great to deal with.
He took the time to explain everything clearly and made sure I felt confident with my KiwiSaver choices. Really appreciated the guidance throughout"
Insurance & KiwiSaver
"I received advice on both KiwiSaver and insurance in general.
The adviser took the time to understand my situation, explained the options in clear terms, and provided well-reasoned recommendations; process was transparent and efficient."
Life Insurance
"Michael was very efficient with the paperworks online and it was a breeze for us who are not so tech-savvy.
I would highly recommend Pulse Advice. Thanks to our trustworthy adviser Michael!"
It can give your family financial support if you pass away or are diagnosed with a terminal illness.
The payout can cover day-to-day expenses, mortgage payments, or anything else your loved ones might need to stay secure.
It’s about protecting their future and giving them time to breathe when life gets hard.
If someone would feel the financial hit if your income stopped, then it’s worth considering.
Life insurance could mean your partner, kids, or family can keep up with bills, stay in their home, and focus on each other instead of worrying about money.
Not at all. The best time to get life insurance is often while you’re young and healthy.
Premiums are usually lower, cover can be easier to get, and you can lock in protection long before you ever need it.
It’s not about expecting the worst, it’s about being ready for whatever happens.
There’s no perfect number, but we can help you work it out.
Think about your mortgage, everyday expenses, and how long your family might need financial support.
Our advisers do the maths with you and find a level of cover that feels comfortable; not too little, not too much.
That’s a good start, but workplace cover often ends when you leave your job and might not be enough to protect your family properly.
We’ll look at what you’ve already got and see if it needs topping up or adjusting to fit your current situation.
Usually, not long at all. We’ll ask a few questions, fill in the forms for you, and liaise with the insurer if they need extra details.
Once approved, your cover can start straight away. We’ll keep you updated the whole way through so there are no surprises.
We’ll walk you through it.
Most of it can be done online, but if you’d rather meet in person, we’re more than happy to make that happen.
Most of the time there are no waiting periods once your policy is in place; however, some benefits do have waiting periods, especially if you want pre-existing conditions to be covered.
Ready to take the next step? Fill out our simple form, and we’ll get in touch to provide tailored advice that works for you. It’s quick, easy, and designed to make your life easier!