KiwiSaver advice for all Kiwis

One of the simplest ways to build wealth, whether for your first home or planning for retirement. The sooner you set it up right, the better it can work for your future.

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KiwiSaver Advice

Is KiwiSaver really worth it?

KiwiSaver is one of the easiest ways to build wealth without even thinking about it. You put some in, your employer adds more, and the government often tops it up.

The earlier you get it working for you, the more time your money has to grow.

That’s why choosing the right fund and contribution level matters. With the right setup, KiwiSaver can be one of the smartest financial tools you’ll ever use.

KiwiSaver Options

Why do I need advice?

Most Kiwis don’t realise that KiwiSaver has dozens of different funds and providers, each with their own fees, performance, and benefits.

Yet many people simply stick with the default option usually from their bank, which is often one of the most expensive and least effective choices.

The difference between the wrong fund and the right one can add up to tens of thousands of dollars over your lifetime. That’s why getting advice matters.

How We Help

Our Core Services

We offer a comprehensive range of financial protection services to secure every aspect of your life

Life Insurance

Provides a lump-sum payment to your loved ones if you pass away, which can help them manage financially.

Income Protection

Pays a monthly benefit, like a regular salary, if you're unable to work due to illness or injury.

Trauma Insurance

A one-off payment if you're diagnosed with a specified serious illness, like cancer or a heart attack.

Health Insurance

Covers the cost of private medical care, helping you bypass public waiting lists for treatment.

Total Permanent Disability

Financial support if you become permanently disabled and are unable to work again.

Kiwisaver Advice

Expert guidance to help you make the most of your Kiwisaver, from fund selection to retirement planning.

Testimonials

Client Feedback

At Pulse Advice, we’re proud of the trust our clients place in us. Here’s what they have to say about working with our team.

    Mitchell B.

    Insurance & KiwiSaver

    "It’s a great peace of mind knowing my insurance and KiwiSaver are set up correctly.

    Highly recommend Pulse Advice!"

      Yong X.

      Medical Insurance

      "Michael was able to listen to our needs and came up with a solution that both my wife and I are super happy with.

      He made the process very easy, stoked that we are now covered."

        Oliver T.

        KiwiSaver

        "Harper was great to deal with.

        He took the time to explain everything clearly and made sure I felt confident with my KiwiSaver choices. Really appreciated the guidance throughout"

          J M.

          Insurance & KiwiSaver

          "I received advice on both KiwiSaver and insurance in general.

          The adviser took the time to understand my situation, explained the options in clear terms, and provided well-reasoned recommendations; process was transparent and efficient."

            Czarina J. A.

            Life Insurance

            "Michael was very efficient with the paperworks online and it was a breeze for us who are not so tech-savvy.

            I would highly recommend Pulse Advice. Thanks to our trustworthy adviser Michael!"

            FAQ

            Most Common Questions

            Ready to secure your future?

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