Redundancy insurance provides a financial cushion when your role ends unexpectedly, helping you stay on top of commitments while you find what’s next.
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Even the most stable roles can shift in uncertain times. Redundancy insurance helps bridge the gap by covering a portion of your income for a set period, giving you breathing room to regroup.
You’ll have time to find your footing again, without worrying about overdue bills or drained savings.
Redundancy protection gives you financial breathing room when work stops unexpectedly, helping you stay on top of everyday expenses while you plan your next move.
Pulse Advice listens to your situation, compares policies from trusted New Zealand insurers, and helps you find the right cover for your income and lifestyle. Because even when your job changes, your stability shouldn’t.
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Get in touch for a free, no pressure, no-obligation consultation to discuss your needs. Whether it's a brand new strategy, or some minor tweaks we're on your side.
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We offer a comprehensive range of financial protection services to secure every aspect of your life
Provides a lump-sum payment to your loved ones if you pass away, which can help them manage financially.
Pays a monthly benefit, like a regular salary, if you're unable to work due to illness or injury.
A one-off payment if you're diagnosed with a specified serious illness, like cancer or a heart attack.
Covers the cost of private medical care, helping you bypass public waiting lists for treatment.
Financial support if you become permanently disabled and are unable to work again.
Expert guidance to help you make the most of your Kiwisaver, from fund selection to retirement planning.
At Pulse Advice, we’re proud of the trust our clients place in us. Here’s what they have to say about working with our team.
Insurance & KiwiSaver
"It’s a great peace of mind knowing my insurance and KiwiSaver are set up correctly.
Highly recommend Pulse Advice!"
Medical Insurance
"Michael was able to listen to our needs and came up with a solution that both my wife and I are super happy with.
He made the process very easy, stoked that we are now covered."
KiwiSaver
"Harper was great to deal with.
He took the time to explain everything clearly and made sure I felt confident with my KiwiSaver choices. Really appreciated the guidance throughout"
Insurance & KiwiSaver
"I received advice on both KiwiSaver and insurance in general.
The adviser took the time to understand my situation, explained the options in clear terms, and provided well-reasoned recommendations; process was transparent and efficient."
Life Insurance
"Michael was very efficient with the paperworks online and it was a breeze for us who are not so tech-savvy.
I would highly recommend Pulse Advice. Thanks to our trustworthy adviser Michael!"
Redundancy protection provides short-term financial support if you lose your job through no fault of your own. It helps cover living costs while you find your next role.
If you’re made redundant, the policy pays you a regular benefit for 6 months to help bridge the gap until you’re back at work.
No. It only covers involuntary redundancy, not resignation, dismissal for misconduct, or end-of-contract roles.
After taking out your policy, you'll need to remain employed and wait 6 months before you're entitled to make a claim.
You can generally insure up to around 75% of your regular income, though limits vary by provider. Payments are made monthly over the agreed benefit period.
Usually, not long at all. We’ll ask a few questions, fill in the forms for you, and liaise with the insurer if they need extra details.
Once approved, your cover can start straight away. We’ll keep you updated the whole way through so there are no surprises.
We’ll walk you through it.
Most of it can be done online, but if you’d rather meet in person, we’re more than happy to make that happen.
Most of the time there are no waiting periods once your policy is in place; however, some benefits do have waiting periods, especially if you want pre-existing conditions to be covered.
Ready to take the next step? Fill out our simple form, and we’ll get in touch to provide tailored advice that works for you. It’s quick, easy, and designed to make your life easier!