We Have a Free Public Health System. So Why Would You Pay for Insurance?
Is Health Insurance Worth It in NZ? Understanding Your Options A client once put it to us straight. “We pay taxes. The hospital is free. Why on earth would I hand an insurer $200 a month on top of that?” It’s the right question to ask, and a lot of people quietly answer it with […]
The “10x Your Salary” Rule Is Lazy. Here’s How Much Life Insurance You Need.
How Much Life Insurance Do You Really Need? A Practical Guide Search “how much life insurance do I need” and you’ll get the same tired answer everywhere. Ten times your income. Sometimes twelve. It sounds authoritative. It’s also close to meaningless, because it ignoresthe only things that actually matter: what you owe, who relies on […]
Why Paying More for Life Insurance Might Actually Save You in NZ
Stepped vs Level Premiums NZ: Which Life Insurance Structure Saves You More? When most New Zealanders choose life insurance, they pick the option with the lowest monthly premium. It makes sense on the surface but it’s one of the most expensive decisions you can make in the long run. The two premium structures available in […]
